Capital for your medical practice expansion — Treated Practice Finance
We connect private practice owners and medical professionals with specialized lenders for equipment, facility upgrades, and essential working capital.
Soft credit inquiry only. Does not affect your credit score.
- EBITDA
- Soft pull
- Debt service coverage
- Equipment lease
- Working capital
- Practice valuation
- Cash flow
- Capital expenditure
Healthcare and Medical Practice Financing
Financing options matched to your situation, in one place.
- EQUIPMENT Medical equipment leasing Finance diagnostic tools and surgical equipment without draining cash reserves.
- EXPANSION Practice growth loans Secure funding to open additional clinic locations or acquire competitor practices.
- OPERATIONS Working capital lines Bridge payroll gaps or manage seasonal inventory cycles with flexible credit lines.
- RENOVATION Facility improvement funds Upgrade your waiting room or surgical suite to meet modern compliance standards.
- $25K–$2M Funding range
- 24–48 hours Typical approval time
- 1 soft pull Credit impact
How the money moves.
One soft check to match. One hard pull, and only from the lender you choose. That mechanism is why this is not a broker.
Specialized underwriting
- Lenders understand specific medical cash flow cycles.
- Collateral requirements are built for expensive medical assets.
Speed to funding
- Get preliminary offers within two business days.
- Digital document uploads reduce back-and-forth paperwork.
No obligation process
- Inquiry does not lock you into any specific lender.
- Compare multiple offers before signing any binding agreements.
Why the usual lenders say no.
Your revenue is real. The problem is the form. Here is why traditional underwriting turns away healthy operators in this space, and what we do differently.
The high debt hurdle
Big banks often flag existing medical school debt as a disqualifier.
The niche specialty risk
Traditional lenders fear equipment that lacks a broad secondary market.
The short operational history
New practices often get rejected despite having high growth potential.
What a funded request actually looks like.
Composite illustrative scenarios, not specific borrowers. Each is built from the kinds of requests this niche routinely sees.
Dental Practice Owner
Purchase of a new 3D cone beam imaging unit for clinic expansion.
Primary Care Clinic
Working capital to manage payroll during a temporary reimbursement delay.
Dermatology Specialist
Complete build-out and renovation of a second clinic location.
Physical Therapy Group
Consolidating high-interest credit card debt into a single payment.
Access our vendor partner directory
Need to source equipment or practice management software? Browse our directory of vetted healthcare vendors to find tools that integrate with your new financing.